Legal notice

Provider

Plain Risk is the business name of Patrick Heusser, a sole proprietor in the canton of Zürich, Switzerland.

The business is not entered in the commercial register and is not registered for VAT.

Regulatory status

Plain Risk is an advisory practice. It is not supervised by the Swiss Financial Market Supervisory Authority (FINMA) and holds no licence under Swiss financial market law. It provides no financial services within the meaning of the Financial Services Act: it does not buy, sell or broker financial instruments, does not manage assets, gives no investment advice on individual transactions and holds no client assets.

No advice and no offer

This website contains general information. It is not investment, legal, tax or regulatory advice, and it is not an offer or solicitation to buy or sell any financial instrument, digital asset or service. Reading this website or sending a message does not create a client relationship. An engagement begins only when both sides have signed a written agreement.

Intended audience

The services described are meant for companies and institutions. They are not meant for private individuals, or for anyone in a jurisdiction where offering them would be unlawful or would require a licence.

Liability

The content is prepared with care, but without any warranty that it is accurate, complete or current. To the extent the law allows, liability for loss arising from use of this website is excluded.

Copyright

Text, graphics and design belong to Patrick Heusser. Short quotations with a source reference are welcome. Any other reuse needs written consent.

Governing law

Swiss law applies. The place of jurisdiction is Zürich, as far as the law permits.

Last updated: 15 November 2026